Centennial, CO · Charter 11548
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.04% | -0.09% | -0.02% | -0.16% | -0.29% | -25 bps | |
| Return on Equity | -0.33% | -0.70% | -0.20% | -1.37% | -2.47% | -214 bps | |
| Net Interest Margin | 3.87% | 3.75% | 3.69% | 3.46% | 3.52% | -35 bps | |
| Efficiency Ratio | 95.41% | 96.09% | 95.36% | 96.47% | 95.94% | +53 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.56% | 2.22% | 2.44% | 1.41% | 1.51% | +507 bps | |
| Loan Growth (YoY) | -11.69% | -8.60% | -8.71% | -4.16% | 4.03% | +1,572 bps | |
| Share Growth (YoY) | -4.23% | 2.17% | 2.42% | 1.41% | 1.89% | +612 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.63% | 1.27% | 1.24% | 1.12% | 1.85% | +22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.37% | 12.15% | 11.99% | 11.93% | 11.92% | -45 bps | |
| Net Worth / Assets | 12.37% | 12.15% | 11.99% | 11.93% | 11.92% | -45 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 66.77% | 65.87% | 63.23% | 62.98% | 68.17% | +140 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |