Columbine
Centennial, CO · Charter 11548 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 2 branches
Q2 2026
$77.9MAssets
$46.4MLoans
$68.1MShares
$9.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 65% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 8 of 23).
- Widest gap: return on equity trails 96% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 22 of 23).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.30%
Rank 22 of 23
Net Interest Margin
3.51%
Rank 11 of 23
Efficiency Ratio
95.96%
Rank 22 of 23
Equity / Assets
11.92%
Rank 8 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.30% | 0.05% | 0.36% | 0.99% | Beats 4% | 22 / 23 | |
| Return on Equity | -2.48% | 0.56% | 3.49% | 7.31% | Beats 4% | 22 / 23 | |
| Net Interest Margin | 3.51% | 3.13% | 3.48% | 3.80% | Beats 52% | 11 / 23 | |
| Efficiency Ratio | 95.96% | 73.94% | 83.38% | 93.84% | Beats 9% | 22 / 23 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.85% | 0.43% | 0.95% | 1.77% | Beats 17% | 20 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.92% | 8.31% | 9.81% | 13.01% | Beats 65% | 8 / 23 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.92% | 8.31% | 9.81% | 13.01% | Beats 65% | 8 / 23 | |
| Liquidity & Funding |
| Loans / Deposits | 68.17% | 65.11% | 76.01% | 85.36% | 30th pctl | 16 / 23 | |
| Loans / Assets | 59.62% | 56.54% | 66.35% | 73.30% | 26th pctl | 17 / 23 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |