Honolulu, HI · Charter 10882
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.00% | 0.08% | 0.12% | 0.26% | 0.30% | +30 bps | |
| Return on Equity | 0.03% | 0.58% | 0.80% | 1.72% | 2.04% | +201 bps | |
| Net Interest Margin | 2.12% | 2.23% | 2.37% | 2.72% | 2.76% | +64 bps | |
| Efficiency Ratio | 93.09% | 90.66% | 87.39% | 82.53% | 81.84% | -1,126 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.64% | 0.00% | -1.73% | -3.77% | -4.24% | -360 bps | |
| Loan Growth (YoY) | -13.64% | -12.27% | -10.43% | -4.48% | -7.77% | +587 bps | |
| Share Growth (YoY) | -0.75% | -0.12% | -2.14% | -4.63% | -5.25% | -449 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.80% | 4.11% | 3.04% | 3.14% | 1.98% | -183 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.02% | 14.26% | 14.69% | 14.92% | 14.91% | +89 bps | |
| Net Worth / Assets | 14.02% | 14.26% | 14.69% | 14.92% | 14.91% | +89 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 18.78% | 19.24% | 19.48% | 19.92% | 18.28% | -50 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |