Local Union 1186 IBEW
Honolulu, HI · Charter 10882 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 1 branch
Q2 2026
$12.8MAssets
$2.0MLoans
$10.9MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 59% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 7 of 17).
- Widest gap: return on equity trails 88% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 15 of 17).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.30%
Rank 14 of 17
Net Interest Margin
2.75%
Rank 12 of 17
Efficiency Ratio
81.92%
Rank 14 of 17
Equity / Assets
14.91%
Rank 7 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | 0.54% | 0.99% | 1.17% | Beats 18% | 14 / 17 | |
| Return on Equity | 1.99% | 3.19% | 5.62% | 8.25% | Beats 12% | 15 / 17 | |
| Net Interest Margin | 2.75% | 2.71% | 3.12% | 3.56% | Beats 29% | 12 / 17 | |
| Efficiency Ratio | 81.92% | 64.13% | 74.39% | 81.42% | Beats 24% | 14 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.96% | 0.30% | 0.66% | 1.43% | Beats 24% | 14 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.91% | 11.08% | 13.24% | 17.17% | Beats 59% | 7 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.91% | 11.08% | 13.24% | 17.17% | Beats 59% | 7 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 18.28% | 38.54% | 55.56% | 70.42% | 6th pctl | 16 / 17 | |
| Loans / Assets | 15.54% | 29.18% | 48.61% | 61.05% | 6th pctl | 16 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |