Pittsburgh, PA · Charter 10671
NCUA · 7 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.43% | 1.46% | 1.61% | 1.62% | 1.61% | 1.68% | 1.44% | 1.57% | -5 bps | |
| Return on Equity | 11.24% | 11.04% | 12.02% | 11.74% | 11.43% | 11.43% | 9.94% | 10.20% | -154 bps | |
| Net Interest Margin | 3.21% | 3.28% | 3.36% | 3.46% | 3.52% | 3.59% | 3.38% | 3.41% | -5 bps | |
| Efficiency Ratio | 62.64% | 62.07% | 63.66% | 60.93% | 60.35% | 59.64% | 62.78% | 59.63% | -130 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.33% | -2.16% | -0.63% | -1.58% | 1.74% | 1.52% | 3.92% | 6.67% | +824 bps | |
| Loan Growth (YoY) | -8.40% | -10.49% | -10.35% | -8.50% | -7.39% | -6.95% | -4.57% | 0.05% | +855 bps | |
| Share Growth (YoY) | -5.61% | -4.32% | -2.76% | -3.89% | -0.10% | -0.40% | 2.45% | 4.42% | +830 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.53% | 0.44% | 0.41% | 0.45% | 0.67% | 0.55% | 0.40% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.74% | 13.25% | 13.36% | 13.78% | 14.10% | 14.74% | 14.43% | 15.35% | +158 bps | |
| Net Worth / Assets | 12.74% | 13.25% | 13.36% | 13.78% | 14.10% | 14.74% | 14.43% | 15.35% | +158 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.04% | 41.04% | 39.46% | 39.94% | 38.97% | 38.34% | 36.76% | 38.27% | -167 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |