PackageTrendsPeer
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Greater Pittsburgh

Pittsburgh, PA · Charter 10671

NCUA · 7 branches

Q2 2026

$76.7MAssets
$24.7MLoans
$64.6MShares
$11.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.57%, down 5 bps year over year; NIM at 3.41%.
  • Asset quality: problem loans at 0.40% of loans (-1 bps YoY).
  • Capital: net worth / assets of 15.35%, up 158 bps from a year ago.
  • Funding: loans stand at 38.27% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.57%-5 bps YoY

Net Interest Margin (quarter, annualized)

3.41%-5 bps YoY

Efficiency Ratio (quarter, annualized)

59.63%-130 bps YoY

Net Worth / Assets

15.35%+158 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.62%1.61%1.68%1.44%1.57%-5 bps
Return on Equity11.74%11.43%11.43%9.94%10.20%-154 bps
Net Interest Margin3.46%3.52%3.59%3.38%3.41%-5 bps
Efficiency Ratio60.93%60.35%59.64%62.78%59.63%-130 bps
Growth
Asset Growth (YoY)-1.58%1.74%1.52%3.92%6.67%+824 bps
Loan Growth (YoY)-8.50%-7.39%-6.95%-4.57%0.05%+855 bps
Share Growth (YoY)-3.89%-0.10%-0.40%2.45%4.42%+830 bps
Asset Quality
Delinquent Loans / Loans0.41%0.45%0.67%0.55%0.40%-1 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.78%14.10%14.74%14.43%15.35%+158 bps
Net Worth / Assets13.78%14.10%14.74%14.43%15.35%+158 bps
Liquidity & Funding
Loans / Shares39.94%38.97%38.34%36.76%38.27%-167 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps