Pittsburgh, PA · Charter 10671
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Pittsburgh, PA area (n=78). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
56
Asset Quality
77
Profitability
65
Liquidity
53
Efficiency
86
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Pittsburgh, PA · Charter 10671
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.62% | 1.61% | 1.68% | 1.44% | 1.57% | -5 bps | |
| Return on Equity | 11.74% | 11.43% | 11.43% | 9.94% | 10.20% | -154 bps | |
| Net Interest Margin | 3.46% | 3.52% | 3.59% | 3.38% | 3.41% | -5 bps | |
| Efficiency Ratio | 60.93% | 60.35% | 59.64% | 62.78% | 59.63% | -130 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.58% | 1.74% | 1.52% | 3.92% | 6.67% | +824 bps | |
| Loan Growth (YoY) | -8.50% | -7.39% | -6.95% | -4.57% | 0.05% | +855 bps | |
| Share Growth (YoY) | -3.89% | -0.10% | -0.40% | 2.45% | 4.42% | +830 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.41% | 0.45% | 0.67% | 0.55% | 0.40% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.78% | 14.10% | 14.74% | 14.43% | 15.35% | +158 bps | |
| Net Worth / Assets | 13.78% | 14.10% | 14.74% | 14.43% | 15.35% | +158 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 39.94% | 38.97% | 38.34% | 36.76% | 38.27% | -167 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Pittsburgh, PA · Charter 10671 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 7 branches
Q2 2026
Return on Assets
1.57%
Rank 15 of 78
Net Interest Margin
3.41%
Rank 52 of 78
Efficiency Ratio
59.62%
Rank 12 of 78
Equity / Assets
15.35%
Rank 34 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.57% | 0.37% | 0.83% | 1.31% | Beats 81% | 15 / 78 | |
| Return on Equity | 10.20% | 1.73% | 5.71% | 9.08% | Beats 81% | 15 / 78 | |
| Net Interest Margin | 3.41% | 3.17% | 3.63% | 4.21% | Beats 33% | 52 / 78 | |
| Efficiency Ratio | 59.62% | 65.01% | 78.15% | 89.28% | Beats 86% | 12 / 78 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.40% | 0.40% | 0.84% | 1.97% | Beats 77% | 19 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 15.35% | 12.42% | 15.10% | 18.27% | Beats 56% | 34 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 15.35% | 12.42% | 15.10% | 18.27% | Beats 56% | 34 / 78 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 38.27% | 34.83% | 50.41% | 71.84% | 33rd pctl | 52 / 78 | |
| Loans / Assets | 32.25% | 29.34% | 41.02% | 56.96% | 32nd pctl | 53 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||