PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Greater Pittsburgh

Pittsburgh, PA · Charter 10671

NCUA · 7 branches

Q2 2026

$76.7MAssets
$24.7MLoans
$64.6MShares
$11.8MNet Worth

Executive Summary

  • Earnings: ROA of 1.57%, down 5 bps year over year; NIM at 3.41%.
  • Asset quality: problem loans at 0.40% of loans (-1 bps YoY).
  • Capital: net worth / assets of 15.35%, up 158 bps from a year ago.
  • Funding: loans stand at 38.27% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

1.57%-5 bps YoY

Net Interest Margin (YTD, annualized)

3.41%-5 bps YoY

Efficiency Ratio (YTD, annualized)

59.63%-130 bps YoY

Net Worth / Assets

15.35%+158 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.43%1.46%1.61%1.62%1.61%1.68%1.44%1.57%-5 bps
Return on Equity11.24%11.04%12.02%11.74%11.43%11.43%9.94%10.20%-154 bps
Net Interest Margin3.21%3.28%3.36%3.46%3.52%3.59%3.38%3.41%-5 bps
Efficiency Ratio62.64%62.07%63.66%60.93%60.35%59.64%62.78%59.63%-130 bps
Growth
Asset Growth (YoY)-3.33%-2.16%-0.63%-1.58%1.74%1.52%3.92%6.67%+824 bps
Loan Growth (YoY)-8.40%-10.49%-10.35%-8.50%-7.39%-6.95%-4.57%0.05%+855 bps
Share Growth (YoY)-5.61%-4.32%-2.76%-3.89%-0.10%-0.40%2.45%4.42%+830 bps
Asset Quality
Delinquent Loans / Loans0.34%0.53%0.44%0.41%0.45%0.67%0.55%0.40%-1 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.74%13.25%13.36%13.78%14.10%14.74%14.43%15.35%+158 bps
Net Worth / Assets12.74%13.25%13.36%13.78%14.10%14.74%14.43%15.35%+158 bps
Liquidity & Funding
Loans / Shares42.04%41.04%39.46%39.94%38.97%38.34%36.76%38.27%-167 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps