Metairie, LA · Charter 10515
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.21% | 0.88% | 1.51% | 1.87% | 1.98% | 0.49% | 0.97% | 1.20% | -66 bps | |
| Return on Equity | 11.16% | 4.61% | 7.62% | 9.11% | 9.26% | 2.40% | 4.74% | 5.71% | -340 bps | |
| Net Interest Margin | 5.69% | 5.30% | 5.35% | 5.58% | 5.67% | 5.19% | 4.91% | 5.11% | -47 bps | |
| Efficiency Ratio | 61.73% | 75.47% | 72.14% | 67.09% | 65.78% | 82.76% | 80.70% | 75.36% | +827 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.21% | -3.85% | -2.86% | -1.64% | -4.32% | -3.94% | -1.52% | -2.14% | -50 bps | |
| Loan Growth (YoY) | 6.20% | 5.82% | 0.07% | -4.29% | -10.15% | -7.04% | 1.52% | 1.18% | +547 bps | |
| Share Growth (YoY) | -8.14% | -5.22% | -4.44% | -3.01% | -6.20% | -5.46% | -2.32% | -2.85% | +15 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.19% | 3.78% | 3.13% | 1.41% | 1.06% | 1.51% | 1.05% | 1.54% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.55% | 1.40% | 1.30% | 1.36% | 1.37% | 1.20% | 1.16% | 0.85% | -50 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.79% | 19.05% | 19.86% | 20.51% | 21.35% | 20.32% | 20.51% | 21.10% | +59 bps | |
| Net Worth / Assets | 19.79% | 19.05% | 19.86% | 20.51% | 21.35% | 20.32% | 20.51% | 21.10% | +59 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.04% | 66.40% | 65.46% | 63.75% | 65.18% | 65.29% | 68.04% | 66.40% | +265 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |