Metairie, LA · Charter 10515
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
72
Asset Quality
45
Profitability
81
Liquidity
96
Efficiency
79
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Metairie, LA · Charter 10515
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.21% | 0.88% | 1.51% | 1.87% | 1.98% | 0.49% | 0.97% | 1.20% | -66 bps | |
| Return on Equity | 11.16% | 4.61% | 7.62% | 9.11% | 9.26% | 2.40% | 4.74% | 5.71% | -340 bps | |
| Net Interest Margin | 5.69% | 5.30% | 5.35% | 5.58% | 5.67% | 5.19% | 4.91% | 5.11% | -47 bps | |
| Efficiency Ratio | 61.73% | 75.47% | 72.14% | 67.09% | 65.78% | 82.76% | 80.70% | 75.36% | +827 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.21% | -3.85% | -2.86% | -1.64% | -4.32% | -3.94% | -1.52% | -2.14% | -50 bps | |
| Loan Growth (YoY) | 6.20% | 5.82% | 0.07% | -4.29% | -10.15% | -7.04% | 1.52% | 1.18% | +547 bps | |
| Share Growth (YoY) | -8.14% | -5.22% | -4.44% | -3.01% | -6.20% | -5.46% | -2.32% | -2.85% | +15 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.19% | 3.78% | 3.13% | 1.41% | 1.06% | 1.51% | 1.05% | 1.54% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.55% | 1.40% | 1.30% | 1.36% | 1.37% | 1.20% | 1.16% | 0.85% | -50 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.79% | 19.05% | 19.86% | 20.51% | 21.35% | 20.32% | 20.51% | 21.10% | +59 bps | |
| Net Worth / Assets | 19.79% | 19.05% | 19.86% | 20.51% | 21.35% | 20.32% | 20.51% | 21.10% | +59 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 68.04% | 66.40% | 65.46% | 63.75% | 65.18% | 65.29% | 68.04% | 66.40% | +265 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Metairie, LA · Charter 10515 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
Return on Assets
1.20%
Rank 4 of 29
Net Interest Margin
5.10%
Rank 6 of 29
Efficiency Ratio
75.59%
Rank 7 of 29
Equity / Assets
21.10%
Rank 8 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.20% | -0.27% | 0.39% | 0.68% | Beats 86% | 4 / 29 | ||
| Return on Equity | 5.70% | 0.64% | 2.28% | 5.24% | Beats 79% | 6 / 28 | ||
| Net Interest Margin | 5.10% | 3.88% | 4.49% | 4.89% | Beats 79% | 6 / 29 | ||
| Efficiency Ratio | 75.59% | 77.78% | 86.62% | 97.23% | Beats 79% | 7 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.55% | 0.22% | 1.19% | 2.21% | Beats 45% | 17 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 21.10% | 11.89% | 14.07% | 21.10% | Beats 72% | 8 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 21.10% | 11.89% | 14.07% | 21.10% | Beats 72% | 8 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 66.39% | 45.57% | 67.88% | 82.54% | 41st pctl | 17 / 29 | ||
| Loans / Assets | 52.32% | 34.60% | 52.32% | 69.33% | 48th pctl | 15 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||