Washington, PA · Charter 10047
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.03% | 0.46% | 0.48% | 0.60% | 0.77% | +81 bps | |
| Return on Equity | -0.39% | 4.83% | 5.17% | 6.55% | 8.08% | +847 bps | |
| Net Interest Margin | 2.57% | 2.80% | 2.76% | 3.15% | 3.30% | +73 bps | |
| Efficiency Ratio | 102.00% | 90.22% | 89.48% | 85.92% | 82.78% | -1,922 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -8.93% | -6.09% | -2.50% | 2.28% | 0.69% | +962 bps | |
| Loan Growth (YoY) | -11.49% | -11.11% | -11.09% | -17.15% | -17.96% | -646 bps | |
| Share Growth (YoY) | -9.27% | -4.65% | 0.39% | 1.74% | -0.13% | +914 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.19% | 0.19% | 0.20% | 0.22% | 0.00% | -19 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.83% | 9.53% | 9.39% | 9.23% | 9.54% | +71 bps | |
| Net Worth / Assets | 8.83% | 9.53% | 9.39% | 9.23% | 9.54% | +71 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 34.42% | 35.38% | 33.37% | 28.95% | 28.28% | -614 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |