Wabellco
Washington, PA · Charter 10047 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$12.3MAssets
$3.2MLoans
$11.2MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 3 of 78).
- Widest gap: equity / assets trails 94% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 73 of 78).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.78%
Rank 40 of 78
Net Interest Margin
3.31%
Rank 55 of 78
Efficiency Ratio
82.72%
Rank 48 of 78
Equity / Assets
9.54%
Rank 73 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.37% | 0.83% | 1.31% | Beats 49% | 40 / 78 | |
| Return on Equity | 8.16% | 1.73% | 5.71% | 9.08% | Beats 65% | 27 / 78 | |
| Net Interest Margin | 3.31% | 3.17% | 3.63% | 4.21% | Beats 29% | 55 / 78 | |
| Efficiency Ratio | 82.72% | 65.01% | 78.15% | 89.28% | Beats 40% | 48 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.40% | 0.84% | 1.97% | Beats 100% | 3 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.54% | 12.42% | 15.10% | 18.27% | Beats 6% | 73 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.54% | 12.42% | 15.10% | 18.27% | Beats 6% | 73 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 28.28% | 34.83% | 50.41% | 71.84% | 14th pctl | 67 / 78 | |
| Loans / Assets | 25.58% | 29.34% | 41.02% | 56.96% | 17th pctl | 65 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |