Santa Fe
Amarillo, TX · Charter 9971 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 4 branches
Q2 2026
$214.8MAssets
$134.6MLoans
$184.2MShares
$27.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 56% of credit unions under $1B in assets in TX (rank 104 of 235).
- Widest gap: return on assets trails 73% of credit unions under $1B in assets in TX (rank 172 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.20%
Rank 172 of 235
Net Interest Margin
3.48%
Rank 156 of 235
Efficiency Ratio
84.17%
Rank 137 of 235
Equity / Assets
12.90%
Rank 138 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.17% | 0.57% | 1.10% | Beats 27% | 172 / 235 | |
| Return on Equity | 1.55% | 1.03% | 4.30% | 7.58% | Beats 31% | 163 / 235 | |
| Net Interest Margin | 3.48% | 3.32% | 3.89% | 4.35% | Beats 34% | 156 / 235 | |
| Efficiency Ratio | 84.17% | 70.60% | 82.00% | 91.57% | Beats 42% | 137 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.20% | 0.59% | 1.14% | Beats 56% | 104 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.90% | 11.30% | 14.41% | 19.49% | Beats 41% | 138 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.90% | 11.30% | 14.41% | 19.49% | Beats 41% | 138 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 73.07% | 54.18% | 67.38% | 81.66% | 61st pctl | 92 / 235 | |
| Loans / Assets | 62.69% | 43.80% | 56.63% | 68.64% | 63rd pctl | 86 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |