Baton Rouge, LA · Charter 9931
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.41% | 0.59% | 0.83% | 0.50% | 0.67% | +26 bps | |
| Return on Equity | 2.78% | 3.88% | 5.28% | 3.23% | 4.20% | +142 bps | |
| Net Interest Margin | 3.02% | 3.14% | 3.17% | 3.42% | 3.38% | +35 bps | |
| Efficiency Ratio | 86.14% | 80.71% | 77.35% | 84.69% | 79.93% | -621 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.67% | 0.82% | 1.14% | 0.84% | -1.13% | -181 bps | |
| Loan Growth (YoY) | -1.35% | -0.64% | 0.40% | 1.05% | -2.38% | -103 bps | |
| Share Growth (YoY) | -0.83% | -0.76% | -0.12% | -0.47% | -2.82% | -199 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.17% | 0.33% | 0.25% | 0.30% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.79% | 15.21% | 15.65% | 15.47% | 15.91% | +112 bps | |
| Net Worth / Assets | 14.79% | 15.21% | 15.65% | 15.47% | 15.91% | +112 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.09% | 81.95% | 83.09% | 80.26% | 80.46% | +36 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |