Wailuku
Kahului, HI · Charter 9924 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 2 branches
Q2 2026
$135.4MAssets
$94.0MLoans
$118.4MShares
$17.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 93% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 4 of 60).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 40 of 60).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.93%
Rank 5 of 60
Net Interest Margin
3.68%
Rank 37 of 60
Efficiency Ratio
54.02%
Rank 5 of 60
Equity / Assets
12.65%
Rank 37 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.93% | 0.02% | 0.62% | 0.99% | Beats 92% | 5 / 60 | |
| Return on Equity | 15.25% | 0.12% | 4.17% | 8.32% | Beats 93% | 4 / 60 | |
| Net Interest Margin | 3.68% | 3.36% | 3.95% | 4.45% | Beats 38% | 37 / 60 | |
| Efficiency Ratio | 54.02% | 70.09% | 78.52% | 92.77% | Beats 93% | 5 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.25% | 0.82% | 1.91% | Beats 35% | 40 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.65% | 11.15% | 14.35% | 19.86% | Beats 38% | 37 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.65% | 11.15% | 14.35% | 19.86% | Beats 38% | 37 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 79.35% | 51.31% | 60.45% | 81.20% | 73rd pctl | 16 / 60 | |
| Loans / Assets | 69.40% | 41.11% | 52.43% | 68.66% | 78th pctl | 13 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |