PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Smithco Employees

Camp Hill, PA · Charter 9908

Q2 1995

$1.3MAssets
$850KLoans
$1.2MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.22%.
  • Asset quality: problem loans at 2.78% of loans.
  • Funding: loans stand at 73.37% of shares as of Q2 1995.

Return on Assets (YTD, annualized)

4.22%

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.56%3.88%4.22%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans6.14%3.72%2.78%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.79%2.92%2.64%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares64.34%66.88%73.37%n/a
Liquid Assets / Assets27.95%39.31%32.99%n/a