Southeastern Arizona
Douglas, AZ · Charter 9897 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$48.3MAssets
$19.4MLoans
$40.8MShares
$7.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 97% of credit unions under $1B in assets (rank 47 of 1683).
- Widest gap: nonperforming loans / loans trails 48% of credit unions under $1B in assets (rank 807 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.27%
Rank 47 of 1,683
Net Interest Margin
4.21%
Rank 499 of 1,683
Efficiency Ratio
63.19%
Rank 246 of 1,682
Equity / Assets
15.06%
Rank 546 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.27% | 0.35% | 0.74% | 1.18% | Beats 97% | 47 / 1,683 | | |
| Return on Equity | 15.07% | 2.67% | 5.89% | 8.74% | Beats 97% | 46 / 1,681 | | |
| Net Interest Margin | 4.21% | 3.31% | 3.82% | 4.32% | Beats 70% | 499 / 1,683 | | |
| Efficiency Ratio | 63.19% | 68.91% | 78.20% | 86.93% | Beats 85% | 246 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.26% | 0.65% | 1.29% | Beats 52% | 807 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.06% | 10.44% | 12.89% | 16.53% | Beats 68% | 546 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.06% | 10.44% | 12.89% | 16.53% | Beats 68% | 546 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 47.66% | 52.61% | 69.38% | 83.50% | 19th pctl | 1,360 / 1,683 | | |
| Loans / Assets | 40.23% | 44.71% | 59.18% | 70.72% | 19th pctl | 1,360 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |