Mid Penn Bank
Millersburg, PA · Cert 9889 · Peer group: banks $1B-$10B in assets (n=322-328) · Mid Penn Bcorp Inc.
State charter, non-member · FDIC · 66 branches
Q2 2026
$7.0BAssets
$5.6BLoans
$6.0BDeposits
$872.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 80% of banks $1B-$10B in assets (rank 65 of 328).
- Widest gap: return on equity trails 68% of banks $1B-$10B in assets (rank 224 of 328).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.18%
Rank 177 of 328
Net Interest Margin
3.54%
Rank 144 of 328
Efficiency Ratio
59.21%
Rank 161 of 328
Equity / Assets
12.39%
Rank 65 of 328
Non-interest income vs. expense
Unfavorable gap of $131.3M · efficiency ratio beats 51% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.18% | 0.91% | 1.22% | 1.52% | Beats 46% | 177 / 328 | |
| Return on Equity | 9.52% | 8.43% | 11.45% | 14.43% | Beats 32% | 224 / 328 | |
| Net Interest Margin | 3.54% | 3.03% | 3.45% | 3.83% | Beats 56% | 144 / 328 | |
| Efficiency Ratio | 59.21% | 51.61% | 59.56% | 67.53% | Beats 51% | 161 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.24% | 0.51% | 1.03% | Beats 50% | 162 / 322 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.03% | 0.10% | Beats 58% | 136 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 12.55% | 11.75% | 13.15% | 15.47% | Beats 41% | 194 / 328 | |
| Total Risk-Based Capital Ratio | 13.30% | 12.63% | 14.15% | 16.46% | Beats 38% | 205 / 328 | |
| Equity / Assets | 12.39% | 9.15% | 10.33% | 12.01% | Beats 80% | 65 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 94.44% | 76.63% | 87.92% | 95.36% | 72nd pctl | 89 / 323 | |
| Loans / Assets | 80.04% | 65.18% | 74.15% | 79.98% | 76th pctl | 79 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |