Mid Penn Bank
Millersburg, PA · Cert 9889 · Peer group: banks $1B-$10B in assets (n=311-317) · Mid Penn Bcorp Inc.
State charter, non-member · FDIC · 66 branches
Q2 2026
$7.0BAssets
$5.6BLoans
$6.0BDeposits
$872.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 81% of banks $1B-$10B in assets (rank 61 of 317).
- Widest gap: return on equity trails 68% of banks $1B-$10B in assets (rank 216 of 317).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.18%
Rank 169 of 317
Net Interest Margin
3.54%
Rank 139 of 317
Efficiency Ratio
59.21%
Rank 152 of 317
Equity / Assets
12.39%
Rank 61 of 317
Non-interest income vs. expense
Unfavorable gap of $131.3M · efficiency ratio beats 52% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.18% | 0.93% | 1.22% | 1.51% | Beats 47% | 169 / 317 | |
| Return on Equity | 9.52% | 8.63% | 11.43% | 14.48% | Beats 32% | 216 / 317 | |
| Net Interest Margin | 3.54% | 3.06% | 3.45% | 3.83% | Beats 56% | 139 / 317 | |
| Efficiency Ratio | 59.21% | 51.90% | 59.69% | 67.53% | Beats 52% | 152 / 317 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.24% | 0.51% | 1.14% | Beats 50% | 156 / 311 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.12% | Beats 60% | 126 / 311 | |
| Capital |
| Tier 1 Capital Ratio | 12.55% | 11.75% | 13.15% | 15.30% | Beats 40% | 189 / 317 | |
| Total Risk-Based Capital Ratio | 13.30% | 12.63% | 14.21% | 16.26% | Beats 37% | 199 / 317 | |
| Equity / Assets | 12.39% | 9.06% | 10.32% | 11.95% | Beats 81% | 61 / 317 | |
| Liquidity & Funding |
| Loans / Deposits | 94.44% | 76.63% | 88.04% | 95.67% | 72nd pctl | 88 / 312 | |
| Loans / Assets | 80.04% | 65.41% | 74.05% | 79.71% | 77th pctl | 74 / 317 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |