Anderson County
Palestine, TX · Charter 9880 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$27.3MAssets
$9.1MLoans
$22.6MShares
$4.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 93% of credit unions under $1B in assets in TX (rank 17 of 235).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets in TX (rank 211 of 235).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.73%
Rank 18 of 235
Net Interest Margin
3.90%
Rank 115 of 235
Efficiency Ratio
59.31%
Rank 17 of 235
Equity / Assets
17.24%
Rank 76 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.73% | 0.17% | 0.57% | 1.10% | Beats 92% | 18 / 235 | |
| Return on Equity | 10.06% | 1.03% | 4.30% | 7.58% | Beats 86% | 34 / 235 | |
| Net Interest Margin | 3.90% | 3.32% | 3.89% | 4.35% | Beats 51% | 115 / 235 | |
| Efficiency Ratio | 59.31% | 70.60% | 82.00% | 91.57% | Beats 93% | 17 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.32% | 0.20% | 0.59% | 1.14% | Beats 11% | 211 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.24% | 11.30% | 14.41% | 19.49% | Beats 68% | 76 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.24% | 11.30% | 14.41% | 19.49% | Beats 68% | 76 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 40.16% | 54.18% | 67.38% | 81.66% | 9th pctl | 214 / 235 | |
| Loans / Assets | 33.20% | 43.80% | 56.63% | 68.64% | 11th pctl | 210 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |