Comerica Bank
Dallas, TX · Cert 983 · Peer group: banks over $10B in assets (n=136-137)
FDIC · 354 branches
Q4 2025
$80.1BAssets
$50.9BLoans
$65.9BDeposits
$7.2BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of banks over $10B in assets (rank 40 of 136).
- Widest gap: efficiency ratio trails 88% of banks over $10B in assets (rank 122 of 137).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.97%
Rank 86 of 137
Net Interest Margin
2.90%
Rank 86 of 137
Efficiency Ratio
68.55%
Rank 122 of 137
Equity / Assets
9.04%
Rank 108 of 137
Non-interest income vs. expense
Unfavorable gap of $1.3B · efficiency ratio beats 12% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.87% | 1.13% | 1.38% | Beats 37% | 86 / 137 | | |
| Return on Equity | 10.68% | 7.29% | 10.18% | 12.34% | Beats 60% | 55 / 137 | | |
| Net Interest Margin | 2.90% | 2.65% | 3.06% | 3.38% | Beats 37% | 86 / 137 | | |
| Efficiency Ratio | 68.55% | 50.38% | 56.96% | 62.80% | Beats 12% | 122 / 137 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.45% | 0.72% | 1.07% | Beats 71% | 40 / 136 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.80% | 12.02% | 13.11% | 15.25% | Beats 17% | 114 / 137 | | |
| Total Risk-Based Capital Ratio | 13.50% | 13.37% | 14.61% | 16.44% | Beats 27% | 100 / 137 | | |
| Equity / Assets | 9.04% | 9.50% | 11.20% | 12.98% | Beats 21% | 108 / 137 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.30% | 74.10% | 82.24% | 90.33% | 31st pctl | 94 / 136 | | |
| Loans / Assets | 63.61% | 58.67% | 68.68% | 74.63% | 35th pctl | 89 / 136 | | |
| Brokered Deposits / Deposits | 6.19% | 0.46% | 3.82% | 8.33% | Beats 39% | 85 / 137 | | |