New York, NY · Cert 9828
FDIC
Q1 2001
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2000 | Q2 2000 | Q3 2000 | Q4 2000 | Q1 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 1.16% | 1.38% | 1.32% | 1.97% | +106 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | 1.34% | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | 5.88% | n/a | n/a |
| Non-Interest Burden | n/a | n/a | n/a | n/a | 0.08% | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | -82.92% | -94.37% | -98.15% | -92.57% | -88.50% | -558 bps | |
| Loan Growth (YoY) | -63.13% | -100.00% | -100.00% | -100.00% | -100.00% | -3,687 bps | |
| Deposit Growth (YoY) | -92.53% | -100.00% | -100.00% | -100.00% | -100.00% | -747 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | n/a | n/a | n/a | n/a | 54.72% | n/a | n/a |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 38.54% | n/a | n/a | n/a | n/a | n/a | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |