PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

United Moravian Church

New York, NY · Charter 9816

Q2 1995

$96KAssets
$17KLoans
$98KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.10%.
  • Asset quality: problem loans at 3.85% of loans.
  • Funding: loans stand at 17.59% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

1.10%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets6.07%0.69%1.10%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans24.04%15.69%3.85%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans26.07%24.98%18.57%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares20.66%14.62%17.59%n/a
Liquid Assets / Assets49.46%0.00%1.61%n/a