Arvada, CO · Charter 9810
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.50% | 0.13% | -2.19% | -1.30% | -170 bps | |
| Return on Equity | 4.28% | 5.20% | 1.47% | -25.81% | -15.54% | -1,981 bps | |
| Net Interest Margin | 2.87% | 2.92% | 2.84% | 2.89% | 2.89% | +3 bps | |
| Efficiency Ratio | 83.22% | 79.24% | 84.35% | 97.57% | 95.78% | +1,255 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.52% | 3.19% | 7.09% | 1.91% | 2.44% | -107 bps | |
| Loan Growth (YoY) | -2.79% | -0.40% | -3.36% | -5.25% | -6.56% | -377 bps | |
| Share Growth (YoY) | 3.44% | 3.14% | 7.75% | 2.66% | 3.49% | +5 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.16% | 2.96% | 2.98% | 1.50% | 0.43% | -173 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.35% | 9.58% | 8.96% | 8.50% | 8.38% | -97 bps | |
| Net Worth / Assets | 9.35% | 9.58% | 8.96% | 8.50% | 8.38% | -97 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.73% | 69.82% | 64.54% | 63.55% | 62.05% | -668 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |