Rocket
McGregor, TX · Charter 9799 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$28.3MAssets
$21.4MLoans
$24.9MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets in TX (rank 39 of 235).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets in TX (rank 213 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.09%
Rank 205 of 235
Net Interest Margin
4.62%
Rank 39 of 235
Efficiency Ratio
101.00%
Rank 213 of 235
Equity / Assets
9.86%
Rank 201 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.09% | 0.17% | 0.57% | 1.10% | Beats 13% | 205 / 235 | | |
| Return on Equity | -0.93% | 1.03% | 4.30% | 7.58% | Beats 11% | 209 / 235 | | |
| Net Interest Margin | 4.62% | 3.32% | 3.89% | 4.35% | Beats 83% | 39 / 235 | | |
| Efficiency Ratio | 101.00% | 70.60% | 82.00% | 91.57% | Beats 10% | 213 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.40% | 0.20% | 0.59% | 1.14% | Beats 10% | 213 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.86% | 11.30% | 14.41% | 19.49% | Beats 14% | 201 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.86% | 11.30% | 14.41% | 19.49% | Beats 14% | 201 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.91% | 54.18% | 67.38% | 81.66% | 81st pctl | 45 / 235 | | |
| Loans / Assets | 75.60% | 43.80% | 56.63% | 68.64% | 88th pctl | 28 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |