Employees
Tulsa, OK · Charter 9715 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$46.8MAssets
$28.1MLoans
$42.6MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 72% of credit unions under $1B in assets (rank 468 of 1683).
- Widest gap: equity / assets trails 93% of credit unions under $1B in assets (rank 1566 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.25%
Rank 1,346 of 1,683
Net Interest Margin
4.25%
Rank 468 of 1,683
Efficiency Ratio
93.66%
Rank 1,477 of 1,682
Equity / Assets
8.54%
Rank 1,566 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.25% | 0.35% | 0.74% | 1.18% | Beats 20% | 1,346 / 1,683 | | |
| Return on Equity | 2.95% | 2.67% | 5.89% | 8.74% | Beats 27% | 1,219 / 1,681 | | |
| Net Interest Margin | 4.25% | 3.31% | 3.82% | 4.32% | Beats 72% | 468 / 1,683 | | |
| Efficiency Ratio | 93.66% | 68.91% | 78.20% | 86.93% | Beats 12% | 1,477 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.98% | 0.26% | 0.65% | 1.29% | Beats 34% | 1,114 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.54% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,566 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.54% | 10.44% | 12.89% | 16.53% | Beats 7% | 1,566 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.83% | 52.61% | 69.38% | 83.50% | 43rd pctl | 955 / 1,683 | | |
| Loans / Assets | 59.98% | 44.71% | 59.18% | 70.72% | 52nd pctl | 812 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |