Rockland Trust Company
Rockland, MA · Cert 9712 · Peer group: banks over $10B in assets (n=142-144) · Independent Bank Corp.
State charter, non-member · FDIC · 151 branches
Q2 2026
$25.0BAssets
$18.4BLoans
$20.5BDeposits
$3.9BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 95% of banks over $10B in assets (rank 7 of 144).
- Widest gap: return on equity trails 74% of banks over $10B in assets (rank 107 of 144).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.41%
Rank 47 of 144
Net Interest Margin
3.77%
Rank 26 of 144
Efficiency Ratio
54.03%
Rank 61 of 144
Equity / Assets
15.60%
Rank 7 of 144
Non-interest income vs. expense
Unfavorable gap of $402.5M · efficiency ratio beats 58% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 1.00% | 1.26% | 1.54% | Beats 67% | 47 / 144 | |
| Return on Equity | 9.04% | 8.98% | 11.34% | 14.40% | Beats 26% | 107 / 144 | |
| Net Interest Margin | 3.77% | 2.82% | 3.31% | 3.68% | Beats 82% | 26 / 144 | |
| Efficiency Ratio | 54.03% | 49.42% | 56.02% | 62.41% | Beats 58% | 61 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.48% | 0.73% | 1.07% | Beats 64% | 52 / 142 | |
| Net Charge-Offs / Loans | 0.04% | 0.05% | 0.11% | 0.22% | Beats 79% | 31 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 14.86% | 12.07% | 12.98% | 14.92% | Beats 74% | 38 / 144 | |
| Total Risk-Based Capital Ratio | 15.85% | 13.39% | 14.14% | 16.25% | Beats 71% | 42 / 144 | |
| Equity / Assets | 15.60% | 9.69% | 11.39% | 12.96% | Beats 95% | 7 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 89.72% | 75.72% | 84.92% | 91.56% | 68th pctl | 46 / 143 | |
| Loans / Assets | 73.76% | 59.83% | 69.07% | 74.80% | 69th pctl | 45 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |