KH Credit Union, Inc.
Dayton, OH · Charter 97113 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$71.1MAssets
$40.8MLoans
$61.6MShares
$9.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 72% of credit unions under $1B in assets (rank 476 of 1682).
- Widest gap: efficiency ratio trails 66% of credit unions under $1B in assets (rank 1119 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.51%
Rank 1,119 of 1,683
Net Interest Margin
3.56%
Rank 1,081 of 1,683
Efficiency Ratio
83.53%
Rank 1,119 of 1,682
Equity / Assets
12.95%
Rank 831 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,119 / 1,683 | |
| Return on Equity | 3.98% | 2.67% | 5.89% | 8.74% | Beats 35% | 1,096 / 1,681 | |
| Net Interest Margin | 3.56% | 3.31% | 3.82% | 4.32% | Beats 36% | 1,081 / 1,683 | |
| Efficiency Ratio | 83.53% | 68.91% | 78.20% | 86.93% | Beats 34% | 1,119 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.26% | 0.65% | 1.29% | Beats 72% | 476 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.95% | 10.44% | 12.89% | 16.53% | Beats 51% | 831 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.95% | 10.44% | 12.89% | 16.53% | Beats 51% | 831 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 66.29% | 52.61% | 69.38% | 83.50% | 44th pctl | 945 / 1,683 | |
| Loans / Assets | 57.43% | 44.71% | 59.18% | 70.72% | 46th pctl | 905 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |