Abbey
Vandalia, OH · Charter 97111 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$200.1MAssets
$161.2MLoans
$178.4MShares
$16.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets (rank 57 of 1681).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1619 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.16%
Rank 439 of 1,683
Net Interest Margin
4.29%
Rank 438 of 1,683
Efficiency Ratio
65.89%
Rank 324 of 1,682
Equity / Assets
8.06%
Rank 1,619 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.35% | 0.74% | 1.18% | Beats 74% | 439 / 1,683 | |
| Return on Equity | 14.40% | 2.67% | 5.89% | 8.74% | Beats 97% | 57 / 1,681 | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 438 / 1,683 | |
| Efficiency Ratio | 65.89% | 68.91% | 78.20% | 86.93% | Beats 81% | 324 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.47% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,316 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.06% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,619 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.06% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,619 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 90.36% | 52.61% | 69.38% | 83.50% | 86th pctl | 228 / 1,683 | |
| Loans / Assets | 80.53% | 44.71% | 59.18% | 70.72% | 93rd pctl | 124 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |