Akron, OH · Charter 97106
NCUA · 10 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.03% | 1.33% | 1.31% | 1.28% | 1.16% | +13 bps | |
| Return on Equity | 6.22% | 7.63% | 7.65% | 7.66% | 6.94% | +72 bps | |
| Net Interest Margin | 4.43% | 4.58% | 4.45% | 4.22% | 4.21% | -21 bps | |
| Efficiency Ratio | 79.21% | 75.29% | 74.79% | 73.11% | 75.91% | -331 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.96% | -3.57% | 0.69% | 2.72% | 7.46% | +1,142 bps | |
| Loan Growth (YoY) | -3.02% | -3.32% | -1.70% | -0.10% | -0.64% | +239 bps | |
| Share Growth (YoY) | -6.14% | -6.08% | -1.02% | 1.29% | 8.08% | +1,422 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.82% | 1.12% | 1.35% | 1.05% | 1.38% | +56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.61% | 17.37% | 17.09% | 16.69% | 16.78% | +17 bps | |
| Net Worth / Assets | 16.61% | 17.37% | 17.09% | 16.69% | 16.78% | +17 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 79.02% | 81.19% | 77.99% | 74.66% | 72.65% | -637 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |