Genfed Financial
Akron, OH · Charter 97106 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$335.9MAssets
$203.7MLoans
$280.4MShares
$56.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 403 of 1683).
- Widest gap: nonperforming loans / loans trails 77% of credit unions under $1B in assets (rank 1290 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.16%
Rank 434 of 1,683
Net Interest Margin
4.21%
Rank 498 of 1,683
Efficiency Ratio
75.92%
Rank 723 of 1,682
Equity / Assets
16.78%
Rank 403 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.35% | 0.74% | 1.18% | Beats 74% | 434 / 1,683 | |
| Return on Equity | 6.94% | 2.67% | 5.89% | 8.74% | Beats 60% | 665 / 1,681 | |
| Net Interest Margin | 4.21% | 3.31% | 3.82% | 4.32% | Beats 70% | 498 / 1,683 | |
| Efficiency Ratio | 75.92% | 68.91% | 78.20% | 86.93% | Beats 57% | 723 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.38% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,290 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.78% | 10.44% | 12.89% | 16.53% | Beats 76% | 403 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.78% | 10.44% | 12.89% | 16.53% | Beats 76% | 403 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 72.65% | 52.61% | 69.38% | 83.50% | 56th pctl | 737 / 1,683 | |
| Loans / Assets | 60.64% | 44.71% | 59.18% | 70.72% | 53rd pctl | 784 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |