Akron, OH · Charter 97106
NCUA · 10 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
23
Profitability
68
Liquidity
86
Efficiency
57
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Akron, OH · Charter 97106
NCUA · 10 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.99% | 0.84% | 0.63% | 1.03% | 1.33% | 1.31% | 1.28% | 1.16% | +13 bps | |
| Return on Equity | 6.31% | 5.28% | 4.01% | 6.22% | 7.63% | 7.65% | 7.66% | 6.94% | +72 bps | |
| Net Interest Margin | 3.89% | 3.94% | 4.15% | 4.43% | 4.58% | 4.45% | 4.22% | 4.21% | -21 bps | |
| Efficiency Ratio | 75.33% | 76.39% | 83.19% | 79.21% | 75.29% | 74.79% | 73.11% | 75.91% | -331 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.24% | 1.79% | 0.06% | -3.96% | -3.57% | 0.69% | 2.72% | 7.46% | +1,142 bps | |
| Loan Growth (YoY) | 1.17% | -0.84% | -2.09% | -3.02% | -3.32% | -1.70% | -0.10% | -0.64% | +239 bps | |
| Share Growth (YoY) | 4.54% | 1.34% | -1.33% | -6.14% | -6.08% | -1.02% | 1.29% | 8.08% | +1,422 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.74% | 0.96% | 0.72% | 0.82% | 1.12% | 1.35% | 1.05% | 1.38% | +56 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.72% | 15.91% | 15.71% | 16.61% | 17.37% | 17.09% | 16.69% | 16.78% | +17 bps | |
| Net Worth / Assets | 15.72% | 15.91% | 15.71% | 16.61% | 17.37% | 17.09% | 16.69% | 16.78% | +17 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 78.87% | 78.53% | 75.69% | 79.02% | 81.19% | 77.99% | 74.66% | 72.65% | -637 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Akron, OH · Charter 97106 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
Return on Assets
1.16%
Rank 434 of 1,683
Net Interest Margin
4.21%
Rank 498 of 1,683
Efficiency Ratio
75.92%
Rank 723 of 1,682
Equity / Assets
16.78%
Rank 403 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.16% | 0.35% | 0.74% | 1.18% | Beats 74% | 434 / 1,683 | ||
| Return on Equity | 6.94% | 2.67% | 5.89% | 8.74% | Beats 60% | 665 / 1,681 | ||
| Net Interest Margin | 4.21% | 3.31% | 3.82% | 4.32% | Beats 70% | 498 / 1,683 | ||
| Efficiency Ratio | 75.92% | 68.91% | 78.20% | 86.93% | Beats 57% | 723 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.38% | 0.26% | 0.65% | 1.29% | Beats 23% | 1,290 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 16.78% | 10.44% | 12.89% | 16.53% | Beats 76% | 403 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 16.78% | 10.44% | 12.89% | 16.53% | Beats 76% | 403 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 72.65% | 52.61% | 69.38% | 83.50% | 56th pctl | 737 / 1,683 | ||
| Loans / Assets | 60.64% | 44.71% | 59.18% | 70.72% | 53rd pctl | 784 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||