Glendale, CA · Charter 97101
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -1.08% | -1.23% | -1.61% | -0.47% | -0.28% | +80 bps | |
| Return on Equity | -7.23% | -8.46% | -11.40% | -3.58% | -2.12% | +511 bps | |
| Net Interest Margin | 1.71% | 1.77% | 1.81% | 1.87% | 2.03% | +33 bps | |
| Efficiency Ratio | 69.63% | 68.67% | 71.79% | 72.04% | 64.26% | -536 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.17% | -0.17% | 0.00% | -3.50% | -3.35% | -317 bps | |
| Loan Growth (YoY) | -6.43% | -7.27% | -7.50% | -6.07% | -5.91% | +52 bps | |
| Share Growth (YoY) | -0.55% | 1.03% | 0.61% | -1.55% | -1.77% | -122 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.33% | 1.70% | 1.50% | 1.53% | 1.01% | -132 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.87% | 14.59% | 14.08% | 13.13% | 13.09% | -178 bps | |
| Net Worth / Assets | 14.87% | 14.59% | 14.08% | 13.13% | 13.09% | -178 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 36.55% | 35.66% | 35.37% | 35.79% | 35.01% | -154 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |