Glendale, CA · Charter 97101
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
60
Asset Quality
24
Profitability
12
Liquidity
0
Efficiency
89
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glendale, CA · Charter 97101
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.07% | 0.04% | -0.81% | -1.08% | -1.23% | -1.61% | -0.47% | -0.28% | +80 bps | |
| Return on Equity | 0.47% | 0.24% | -5.34% | -7.23% | -8.46% | -11.40% | -3.58% | -2.12% | +511 bps | |
| Net Interest Margin | 1.23% | 1.32% | 1.62% | 1.71% | 1.77% | 1.81% | 1.87% | 2.03% | +33 bps | |
| Efficiency Ratio | 85.71% | 81.32% | 73.83% | 69.63% | 68.67% | 71.79% | 72.04% | 64.26% | -536 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.08% | -2.13% | 0.01% | -0.17% | -0.17% | 0.00% | -3.50% | -3.35% | -317 bps | |
| Loan Growth (YoY) | 2.27% | -4.53% | -5.40% | -6.43% | -7.27% | -7.50% | -6.07% | -5.91% | +52 bps | |
| Share Growth (YoY) | -1.88% | -2.43% | -0.72% | -0.55% | 1.03% | 0.61% | -1.55% | -1.77% | -122 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.66% | 1.87% | 2.53% | 2.33% | 1.70% | 1.50% | 1.53% | 1.01% | -132 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.50% | 15.69% | 15.20% | 14.87% | 14.59% | 14.08% | 13.13% | 13.09% | -178 bps | |
| Net Worth / Assets | 15.50% | 15.69% | 15.20% | 14.87% | 14.59% | 14.08% | 13.13% | 13.09% | -178 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 38.85% | 38.47% | 37.51% | 36.55% | 35.66% | 35.37% | 35.79% | 35.01% | -154 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glendale, CA · Charter 97101 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 2 branches
Q2 2026
Return on Assets
-0.28%
Rank 52 of 62
Net Interest Margin
2.03%
Rank 59 of 62
Efficiency Ratio
64.25%
Rank 8 of 62
Equity / Assets
13.09%
Rank 25 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.28% | 0.01% | 0.47% | 0.92% | Beats 16% | 52 / 62 | ||
| Return on Equity | -2.12% | 0.18% | 3.35% | 5.66% | Beats 16% | 52 / 62 | ||
| Net Interest Margin | 2.03% | 2.88% | 3.31% | 3.93% | Beats 5% | 59 / 62 | ||
| Efficiency Ratio | 64.25% | 71.17% | 84.14% | 92.47% | Beats 89% | 8 / 62 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.01% | 0.22% | 0.52% | 0.99% | Beats 24% | 48 / 62 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.09% | 9.30% | 12.20% | 16.33% | Beats 60% | 25 / 62 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.09% | 9.30% | 12.20% | 16.33% | Beats 60% | 25 / 62 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 35.01% | 48.69% | 57.00% | 84.55% | 8th pctl | 57 / 62 | ||
| Loans / Assets | 30.23% | 42.93% | 53.05% | 69.62% | 11th pctl | 55 / 62 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||