Eastex
Evadale, TX · Charter 97098 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 5 branches
Q2 2026
$131.7MAssets
$65.6MLoans
$115.6MShares
$15.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 83% of credit unions under $1B in assets in TX (rank 39 of 235).
- Widest gap: equity / assets trails 73% of credit unions under $1B in assets in TX (rank 171 of 235).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.10%
Rank 59 of 235
Net Interest Margin
3.89%
Rank 118 of 235
Efficiency Ratio
76.25%
Rank 89 of 235
Equity / Assets
11.54%
Rank 171 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.17% | 0.57% | 1.10% | Beats 75% | 59 / 235 | | |
| Return on Equity | 9.51% | 1.03% | 4.30% | 7.58% | Beats 83% | 39 / 235 | | |
| Net Interest Margin | 3.89% | 3.32% | 3.89% | 4.35% | Beats 50% | 118 / 235 | | |
| Efficiency Ratio | 76.25% | 70.60% | 82.00% | 91.57% | Beats 63% | 89 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.20% | 0.59% | 1.14% | Beats 78% | 52 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.54% | 11.30% | 14.41% | 19.49% | Beats 27% | 171 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.54% | 11.30% | 14.41% | 19.49% | Beats 27% | 171 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.74% | 54.18% | 67.38% | 81.66% | 29th pctl | 167 / 235 | | |
| Loans / Assets | 49.81% | 43.80% | 56.63% | 68.64% | 35th pctl | 152 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |