Broadview, IL · Charter 97097
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93 to 96). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
40
Asset Quality
38
Profitability
54
Liquidity
67
Efficiency
41
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Broadview, IL · Charter 97097
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | 0.33% | 0.23% | 0.13% | 0.32% | +5 bps | |
| Return on Equity | 1.95% | 2.41% | 1.69% | 0.99% | 2.30% | +35 bps | |
| Net Interest Margin | 3.93% | 3.98% | 4.04% | 4.25% | 4.38% | +45 bps | |
| Efficiency Ratio | 86.70% | 85.25% | 88.12% | 90.63% | 87.09% | +39 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.47% | 3.36% | 2.16% | 1.63% | 0.12% | +58 bps | |
| Loan Growth (YoY) | -2.06% | -2.77% | -1.23% | -3.07% | -2.93% | -86 bps | |
| Share Growth (YoY) | -1.01% | 3.37% | 2.21% | 1.65% | -0.19% | +82 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.82% | 0.89% | 0.94% | 0.89% | 1.24% | +42 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.75% | 13.74% | 13.64% | 13.67% | 13.96% | +21 bps | |
| Net Worth / Assets | 13.75% | 13.74% | 13.64% | 13.67% | 13.96% | +21 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 62.14% | 61.08% | 61.63% | 59.80% | 60.43% | -171 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Broadview, IL · Charter 97097 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
Return on Assets
0.32%
Rank 55 of 96
Net Interest Margin
4.38%
Rank 21 of 96
Efficiency Ratio
87.07%
Rank 58 of 96
Equity / Assets
13.96%
Rank 58 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.32% | -0.02% | 0.42% | 1.03% | Beats 43% | 55 / 96 | |
| Return on Equity | 2.30% | -0.11% | 2.94% | 6.89% | Beats 41% | 56 / 95 | |
| Net Interest Margin | 4.38% | 3.01% | 3.57% | 4.27% | Beats 78% | 21 / 96 | |
| Efficiency Ratio | 87.07% | 73.45% | 82.91% | 96.61% | Beats 41% | 58 / 96 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.25% | 0.08% | 0.86% | 1.63% | Beats 38% | 59 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 13.96% | 11.79% | 15.23% | 18.93% | Beats 40% | 58 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 13.96% | 11.79% | 15.23% | 18.93% | Beats 40% | 58 / 96 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 60.43% | 32.14% | 50.03% | 67.81% | 69th pctl | 30 / 96 | |
| Loans / Assets | 51.70% | 23.12% | 42.50% | 56.24% | 70th pctl | 29 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||