Fresno Police Department
Fresno, CA · Charter 97096 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$49.5MAssets
$11.5MLoans
$36.6MShares
$11.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 92% of credit unions under $1B in assets (rank 135 of 1683).
- Widest gap: net interest margin trails 84% of credit unions under $1B in assets (rank 1418 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.62%
Rank 985 of 1,683
Net Interest Margin
3.06%
Rank 1,418 of 1,683
Efficiency Ratio
79.55%
Rank 912 of 1,682
Equity / Assets
23.29%
Rank 135 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.35% | 0.74% | 1.18% | Beats 41% | 985 / 1,683 | | |
| Return on Equity | 2.67% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,261 / 1,681 | | |
| Net Interest Margin | 3.06% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,418 / 1,683 | | |
| Efficiency Ratio | 79.55% | 68.91% | 78.20% | 86.93% | Beats 46% | 912 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.26% | 0.65% | 1.29% | Beats 89% | 194 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.29% | 10.44% | 12.89% | 16.53% | Beats 92% | 135 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.29% | 10.44% | 12.89% | 16.53% | Beats 92% | 135 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 31.59% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,587 / 1,683 | | |
| Loans / Assets | 23.31% | 44.71% | 59.18% | 70.72% | 4th pctl | 1,611 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |