Dupage Naperville, IL · Charter 97084 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 5 branches
Q2 2026
$600.2M Assets
$464.0M Loans
$515.4M Shares
$57.7M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 83% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 16 of 96). Widest gap: equity / assets trails 90% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 86 of 96). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.38%
Rank 50 of 96
Net Interest Margin
4.65%
Rank 16 of 96
Efficiency Ratio
85.14%
Rank 53 of 96
Equity / Assets
9.62%
Rank 86 of 96
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.38% -0.02% 0.42% 1.03% Beats 48% 50 / 96 Return on Equity 4.00% -0.11% 2.94% 6.89% Beats 56% 42 / 95 Net Interest Margin 4.65% 3.01% 3.57% 4.27% Beats 83% 16 / 96 Efficiency Ratio 85.14% 73.45% 82.91% 96.61% Beats 46% 53 / 96 Asset Quality Nonperforming Loans / Loans 0.48% 0.08% 0.86% 1.63% Beats 66% 33 / 93 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.62% 11.79% 15.23% 18.93% Beats 10% 86 / 96 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.62% 11.79% 15.23% 18.93% Beats 10% 86 / 96 Liquidity & Funding Loans / Deposits 90.03% 32.14% 50.03% 67.81% 97th pctl 3 / 96 Loans / Assets 77.31% 23.12% 42.50% 56.24% 95th pctl 5 / 96 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (93 to 96 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11