Northwest Christian
Nampa, ID · Charter 97073 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$105.6MAssets
$50.5MLoans
$96.0MShares
$8.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 43% of credit unions under $1B in assets (rank 962 of 1682).
- Widest gap: equity / assets trails 95% of credit unions under $1B in assets (rank 1595 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.27%
Rank 1,333 of 1,683
Net Interest Margin
3.09%
Rank 1,396 of 1,683
Efficiency Ratio
84.46%
Rank 1,163 of 1,682
Equity / Assets
8.33%
Rank 1,595 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,333 / 1,683 | |
| Return on Equity | 3.25% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,183 / 1,681 | |
| Net Interest Margin | 3.09% | 3.31% | 3.82% | 4.32% | Beats 17% | 1,396 / 1,683 | |
| Efficiency Ratio | 84.46% | 68.91% | 78.20% | 86.93% | Beats 31% | 1,163 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.26% | 0.65% | 1.29% | Beats 43% | 962 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.33% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,595 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.33% | 10.44% | 12.89% | 16.53% | Beats 5% | 1,595 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 52.59% | 52.61% | 69.38% | 83.50% | 25th pctl | 1,264 / 1,683 | |
| Loans / Assets | 47.80% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,174 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |