San Francisco Fire
San Francisco, CA · Charter 97069 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 3 branches
Q2 2026
$1.6BAssets
$1.1BLoans
$1.5BShares
$172.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 65% of credit unions $1B-$10B in assets (rank 152 of 435).
- Widest gap: efficiency ratio trails 89% of credit unions $1B-$10B in assets (rank 390 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.78%
Rank 231 of 435
Net Interest Margin
3.16%
Rank 286 of 435
Efficiency Ratio
82.62%
Rank 390 of 435
Equity / Assets
10.63%
Rank 240 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.55% | 0.81% | 1.14% | Beats 47% | 231 / 435 | |
| Return on Equity | 7.32% | 5.12% | 7.41% | 9.70% | Beats 49% | 222 / 435 | |
| Net Interest Margin | 3.16% | 3.01% | 3.39% | 3.75% | Beats 34% | 286 / 435 | |
| Efficiency Ratio | 82.62% | 65.25% | 71.39% | 77.86% | Beats 11% | 390 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.45% | 0.69% | 1.05% | Beats 65% | 152 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.63% | 9.81% | 10.84% | 12.63% | Beats 45% | 240 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.63% | 9.81% | 10.84% | 12.63% | Beats 45% | 240 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 74.82% | 78.33% | 88.38% | 95.61% | 19th pctl | 351 / 435 | |
| Loans / Assets | 67.51% | 67.69% | 74.58% | 80.80% | 24th pctl | 332 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |