San Dimas, CA · Charter 97068
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
84
Asset Quality
26
Profitability
79
Liquidity
91
Efficiency
53
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
San Dimas, CA · Charter 97068
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.45% | 0.31% | 0.12% | 0.13% | 0.12% | -0.39% | 1.46% | 1.03% | +90 bps | |
| Return on Equity | 3.32% | 2.37% | 0.97% | 1.03% | 0.98% | -3.23% | 11.70% | 8.01% | +698 bps | |
| Net Interest Margin | 3.29% | 3.20% | 3.14% | 3.12% | 3.16% | 2.05% | 3.65% | 3.64% | +52 bps | |
| Efficiency Ratio | 84.00% | 85.47% | 87.42% | 85.79% | 87.40% | 106.40% | 73.62% | 77.39% | -840 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.04% | -1.27% | 3.36% | 4.04% | 6.29% | 71.07% | 64.08% | 60.62% | +5,657 bps | |
| Loan Growth (YoY) | 1.27% | 2.06% | 1.64% | 0.77% | -0.07% | 44.05% | 42.03% | 43.35% | +4,258 bps | |
| Share Growth (YoY) | -4.19% | -1.94% | 3.56% | 4.36% | 7.17% | 70.49% | 62.00% | 58.18% | +5,382 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.69% | 0.37% | 0.51% | 0.58% | 0.74% | 0.62% | 0.87% | +36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.44% | 13.18% | 12.58% | 12.54% | 12.70% | 12.22% | 12.51% | 12.85% | +31 bps | |
| Net Worth / Assets | 13.44% | 13.18% | 12.58% | 12.54% | 12.70% | 12.22% | 12.51% | 12.85% | +31 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 101.04% | 100.00% | 94.21% | 93.33% | 94.22% | 84.50% | 82.60% | 84.58% | -875 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
San Dimas, CA · Charter 97068 · Peer group: credit unions $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=19)
NCUA · 1 branch
Q2 2026
Return on Assets
1.03%
Rank 4 of 19
Net Interest Margin
3.64%
Rank 2 of 19
Efficiency Ratio
77.39%
Rank 10 of 19
Equity / Assets
12.85%
Rank 3 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.03% | 0.27% | 0.60% | 1.02% | Beats 79% | 4 / 19 | ||
| Return on Equity | 8.01% | 2.40% | 5.67% | 8.40% | Beats 68% | 6 / 19 | ||
| Net Interest Margin | 3.64% | 2.65% | 2.97% | 3.42% | Beats 89% | 2 / 19 | ||
| Efficiency Ratio | 77.39% | 64.19% | 77.39% | 85.63% | Beats 53% | 10 / 19 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.87% | 0.44% | 0.61% | 0.87% | Beats 26% | 15 / 19 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.85% | 9.41% | 10.19% | 11.40% | Beats 84% | 3 / 19 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.85% | 9.41% | 10.19% | 11.40% | Beats 84% | 3 / 19 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.58% | 69.76% | 83.28% | 94.64% | 58th pctl | 8 / 19 | ||
| Loans / Assets | 72.28% | 53.33% | 68.68% | 78.95% | 63rd pctl | 7 / 19 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||