Jackson County Co-op
Seymour, IN · Charter 97063 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$31.3MAssets
$21.1MLoans
$25.5MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: efficiency ratio trails 34% of credit unions under $1B in assets (rank 577 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.43%
Rank 279 of 1,683
Net Interest Margin
4.89%
Rank 170 of 1,683
Efficiency Ratio
72.76%
Rank 577 of 1,682
Equity / Assets
18.39%
Rank 310 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.43% | 0.35% | 0.74% | 1.18% | Beats 83% | 279 / 1,683 | | |
| Return on Equity | 7.80% | 2.67% | 5.89% | 8.74% | Beats 68% | 540 / 1,681 | | |
| Net Interest Margin | 4.89% | 3.31% | 3.82% | 4.32% | Beats 90% | 170 / 1,683 | | |
| Efficiency Ratio | 72.76% | 68.91% | 78.20% | 86.93% | Beats 66% | 577 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.39% | 10.44% | 12.89% | 16.53% | Beats 82% | 310 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.39% | 10.44% | 12.89% | 16.53% | Beats 82% | 310 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.81% | 52.61% | 69.38% | 83.50% | 74th pctl | 432 / 1,683 | | |
| Loans / Assets | 67.58% | 44.71% | 59.18% | 70.72% | 68th pctl | 538 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |