Maumee Valley
Toledo, OH · Charter 97053 · Peer group: credit unions under $1B in assets in the Toledo, OH area (n=17)
NCUA · 2 branches
Q3 2025
$19.4MAssets
$9.4MLoans
$17.4MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 76% of credit unions under $1B in assets in the Toledo, OH area (rank 5 of 17).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Toledo, OH area (rank 17 of 17).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-2.28%
Rank 16 of 17
Net Interest Margin
3.95%
Rank 5 of 17
Efficiency Ratio
139.69%
Rank 17 of 17
Equity / Assets
10.16%
Rank 14 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.28% | 0.13% | 0.52% | 0.98% | Beats 6% | 16 / 17 | |
| Return on Equity | -22.41% | 1.26% | 4.61% | 6.91% | Beats 0% | 17 / 17 | |
| Net Interest Margin | 3.95% | 3.16% | 3.48% | 3.95% | Beats 71% | 5 / 17 | |
| Efficiency Ratio | 139.69% | 74.50% | 86.23% | 88.28% | Beats 6% | 17 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.27% | 0.62% | 1.28% | Beats 76% | 5 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.16% | 10.26% | 10.91% | 14.25% | Beats 18% | 14 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.16% | 10.26% | 10.91% | 14.24% | Beats 18% | 14 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 53.85% | 43.97% | 54.21% | 67.48% | 41st pctl | 10 / 17 | |
| Loans / Assets | 48.28% | 39.09% | 48.58% | 57.65% | 41st pctl | 10 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |