Indianapolis, IN · Charter 97052
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.59% | 0.63% | 0.76% | 0.67% | 0.75% | 0.75% | 0.51% | 0.55% | -12 bps | |
| Return on Equity | 4.93% | 5.25% | 6.42% | 5.56% | 6.01% | 5.93% | 4.18% | 4.37% | -119 bps | |
| Net Interest Margin | 3.13% | 3.09% | 3.15% | 3.21% | 3.32% | 3.31% | 3.22% | 3.33% | +12 bps | |
| Efficiency Ratio | 80.08% | 79.38% | 74.05% | 77.66% | 75.71% | 77.68% | 78.78% | 80.38% | +272 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.19% | 4.71% | 5.53% | 5.46% | 2.99% | 0.90% | 2.55% | 1.09% | -436 bps | |
| Loan Growth (YoY) | 0.06% | -3.54% | -4.27% | -6.35% | -7.06% | -11.38% | -12.37% | -10.14% | -379 bps | |
| Share Growth (YoY) | 0.66% | 4.64% | 5.48% | 5.28% | 2.57% | 0.07% | 2.07% | 0.45% | -483 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.30% | 0.19% | 0.15% | 0.27% | 0.31% | 0.33% | 0.27% | 0.27% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.08% | 11.97% | 11.87% | 12.04% | 12.48% | 12.61% | 12.23% | 12.58% | +54 bps | |
| Net Worth / Assets | 12.08% | 11.97% | 11.87% | 12.04% | 12.48% | 12.61% | 12.23% | 12.58% | +54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 45.72% | 44.38% | 42.34% | 40.86% | 41.43% | 39.30% | 36.35% | 36.55% | -431 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |