Templeton Savings Bank
Templeton, IA · Cert 969 · Peer group: banks under $1B in assets in IA (n=134-135)
State charter, Fed member · FED · 2 branches
Q2 2026
$169.6MAssets
$109.2MLoans
$141.9MDeposits
$26.6MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 86% of banks under $1B in assets in IA (rank 19 of 135).
- Widest gap: return on equity trails 54% of banks under $1B in assets in IA (rank 73 of 135).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.56%
Rank 28 of 135
Net Interest Margin
3.85%
Rank 24 of 135
Efficiency Ratio
46.93%
Rank 23 of 135
Equity / Assets
15.65%
Rank 19 of 135
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 84% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.56% | 0.92% | 1.19% | 1.47% | Beats 79% | 28 / 135 | | |
| Return on Equity | 10.00% | 7.99% | 10.26% | 13.14% | Beats 46% | 73 / 135 | | |
| Net Interest Margin | 3.85% | 2.95% | 3.41% | 3.73% | Beats 82% | 24 / 135 | | |
| Efficiency Ratio | 46.93% | 50.61% | 57.35% | 63.29% | Beats 84% | 23 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.51% | 1.26% | Beats 83% | 24 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 64% | 52 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 14.50% | 11.23% | 13.31% | 15.45% | Beats 64% | 48 / 135 | | |
| Total Risk-Based Capital Ratio | 14.50% | 11.61% | 14.06% | 16.47% | Beats 57% | 58 / 135 | | |
| Equity / Assets | 15.65% | 9.87% | 11.05% | 13.07% | Beats 86% | 19 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.00% | 68.54% | 81.55% | 91.24% | 40th pctl | 80 / 134 | | |
| Loans / Assets | 64.40% | 57.61% | 68.06% | 76.23% | 41st pctl | 80 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |