PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wiremen's

Parma, OH · Charter 96808

NCUA · 1 branch

Q2 2026

$40.6MAssets
$17.4MLoans
$33.5MShares
$6.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.07%, up 28 bps year over year; NIM at 3.28%.
  • Asset quality: problem loans at 0.11% of loans (-9 bps YoY).
  • Capital: net worth / assets of 17.01%, down 47 bps from a year ago.
  • Funding: loans stand at 51.89% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.07%+28 bps YoY

Net Interest Margin (quarter, annualized)

3.28%+26 bps YoY

Efficiency Ratio (quarter, annualized)

69.88%-550 bps YoY

Net Worth / Assets

17.01%-47 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.79%0.89%0.30%1.12%1.07%+28 bps
Return on Equity4.51%5.02%1.77%6.58%6.30%+179 bps
Net Interest Margin3.02%3.10%2.53%3.21%3.28%+26 bps
Efficiency Ratio75.38%73.16%86.78%68.04%69.88%-550 bps
Growth
Asset Growth (YoY)2.02%3.09%4.32%4.19%5.57%+355 bps
Loan Growth (YoY)3.11%6.11%5.42%2.76%0.35%-277 bps
Share Growth (YoY)2.35%3.27%4.62%4.32%6.05%+370 bps
Asset Quality
Delinquent Loans / Loans0.20%0.18%0.01%0.07%0.11%-9 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.48%17.66%16.87%16.99%17.01%-47 bps
Net Worth / Assets17.48%17.66%16.87%16.99%17.01%-47 bps
Liquidity & Funding
Loans / Shares54.84%56.07%53.90%52.90%51.89%-295 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps