PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Credit Union of Ohio

Columbus, OH · Charter 96792

Q2 2006

$84.4MAssets
$55.2MLoans
$74.1MShares
$9.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.71%; NIM at 4.44%.
  • Asset quality: problem loans at 0.63% of loans.
  • Capital: net worth / assets of 11.74%.
  • Funding: loans stand at 74.41% of shares as of Q2 2006.

Financial Results

Return on Assets (YTD, annualized)

1.71%

Net Interest Margin (YTD, annualized)

4.44%

Efficiency Ratio (YTD, annualized)

71.05%

Net Worth / Assets

11.74%

Year to date, annualized, through each quarter.

MetricQ2 2006YoY ΔTrend
Earnings
Return on Assets1.71%n/an/a
Return on Equity14.56%n/an/a
Net Interest Margin4.44%n/an/a
Efficiency Ratio71.05%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans0.63%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans1.29%n/an/a
Capital
Risk-Based Capital11.74%n/an/a
Net Worth / Assets11.74%n/an/a
Liquidity & Funding
Loans / Shares74.41%n/an/a
Liquid Assets / Assets0.00%n/an/a