Shaker Heights, OH · Charter 96791
Q2 2006
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 2004 | Q2 2006 | YoY Δ | Trend |
|---|---|---|---|---|
| Earnings | ||||
| Return on Assets | -0.94% | -0.95% | n/a | |
| Return on Equity | -10.78% | -12.10% | n/a | |
| Net Interest Margin | 1.23% | 1.45% | n/a | |
| Efficiency Ratio | 134.95% | 130.57% | n/a | |
| Growth | ||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a |
| Asset Quality | ||||
| Delinquent Loans / Loans | 10.73% | 8.31% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.52% | 13.33% | n/a | |
| Capital | ||||
| Risk-Based Capital | 8.75% | 7.88% | n/a | |
| Net Worth / Assets | 8.75% | 7.88% | n/a | |
| Liquidity & Funding | ||||
| Loans / Shares | 19.43% | 14.52% | n/a | |
| Liquid Assets / Assets | 79.47% | 0.00% | n/a | |