PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Reliance Mutual

Euclid, OH · Charter 96774

Q2 2006

$4.7MAssets
$2.8MLoans
$3.7MShares
$1.0MNet Worth

Executive Summary

  • Earnings: ROA of -1.04%; NIM at 4.00%.
  • Asset quality: problem loans at 3.16% of loans.
  • Capital: net worth / assets of 21.90%.
  • Funding: loans stand at 76.41% of shares as of Q2 2006.

Return on Assets (YTD, annualized)

-1.04%
n/a

Net Interest Margin (YTD, annualized)

4.00%
n/a

Efficiency Ratio (YTD, annualized)

124.50%
n/a

Net Worth / Assets

21.90%
n/a

Year to date, annualized, through each quarter.

MetricQ2 2006YoY ΔTrend
Earnings
Return on Assets-1.04%n/an/a
Return on Equity-4.77%n/an/a
Net Interest Margin4.00%n/an/a
Efficiency Ratio124.50%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans3.16%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans1.02%n/an/a
Capital
Risk-Based Capital21.90%n/an/a
Net Worth / Assets21.90%n/an/a
Liquidity & Funding
Loans / Shares76.41%n/an/a
Liquid Assets / Assets0.00%n/an/a