Friends and Family Credit Union Inc.
Massillon, OH · Charter 96750 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$111.0MAssets
$79.1MLoans
$101.7MShares
$9.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets (rank 486 of 1682).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1615 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.20%
Rank 1,387 of 1,683
Net Interest Margin
3.73%
Rank 918 of 1,683
Efficiency Ratio
93.67%
Rank 1,479 of 1,682
Equity / Assets
8.08%
Rank 1,615 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.35% | 0.74% | 1.18% | Beats 18% | 1,387 / 1,683 | | |
| Return on Equity | 2.50% | 2.67% | 5.89% | 8.74% | Beats 23% | 1,293 / 1,681 | | |
| Net Interest Margin | 3.73% | 3.31% | 3.82% | 4.32% | Beats 45% | 918 / 1,683 | | |
| Efficiency Ratio | 93.67% | 68.91% | 78.20% | 86.93% | Beats 12% | 1,479 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.32% | 0.26% | 0.65% | 1.29% | Beats 71% | 486 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.08% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,615 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.08% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,615 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.76% | 52.61% | 69.38% | 83.50% | 65th pctl | 582 / 1,683 | | |
| Loans / Assets | 71.27% | 44.71% | 59.18% | 70.72% | 76th pctl | 401 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |